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Jim Kemish's Articles in Mortgage

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Credit Repair: Act Now If you are one of the many millions of people who have purchased a home with sub-prime mortgage financing over the last two or three years, now is the time to get to work on your credit report to make sure that you are able to refinance when the time comes. And the time will come before you know it. Credit repair expert Jim Kemish discusses the changing mortgage market and how you can survive, and even thrive. But you must act now. Florida Mortgage: First Time Home Buyers Rejoice As the mortgage industry has changed in recent months and many of the more liberal mortgage programs have been cancelled, borrowers have gone in search of home financing that will accommodate their credit and income profiles. Florida mortgage expert Jim Kemish discusses the amazing Fannie Mae American Dream Initiative and how it might make your dreams come true. Florida Mortgage Expert Shares Inside Tips Will you be buying a new home in the near future? Are you planning to refinance your current mortgage? These tips can eliminate some big headaches, and save you thousands of dollars as well. Mortgage Tips: How to Save Thousands of Dollars So, you’re about to get a mortgage? Take a deep breath. Prepare to spend a little bit of time doing your homework. Three or four hours of effort may end up saving you thousands of dollars now, and tens of thousands of dollars over time. Home financing can be intimidating, but it’s not rocket science. A few basic considerations can make a world of difference. Negative Amortization: Blessing or Curse? Negative amortization mortgages can be very tempting. But the devil is in the details. A frank discussion of the pros and cons of this popular loan program. Mortgage Management - Essential Refinance Considerations Your mortgage may be the single largest financial obligation that you will have in your life. It deserves to be managed intellegently. Good decisions can save you thousands of dollars. Here are some essential considerations.

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